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We provide an online loan information and application portal, providing you with valuable information on all available loans in India.

How IHFL Works

Our mission is to provide a marketplace that connects individuals in need for credit with individuals and institutes willing to lend their access funds. We use technology to speed up the process and cut costs. Thus, we provide an opportunity to the borrowers to get their requirements funded at viable rates and help lenders get the best possible return on their investment.
Currently, our services can be availed only by Indian Residents. Once an interested individual seeks to register, we undertake a detailed verification process following KYC norms as laid down by various regulators. Thus, all personal and financial information pertaining to Borrowers visible on IHFL has been verified.
So go on and SIGN UP now to try out this new business opportunity because Every % Counts!

The Process

On IHFL, visitors, as per their requirement, can register as lenders or borrowers. IHFL undertakes a comprehensive verification process based on personal, financial and professional information provided of all its registered Borrowers and Lenders.
An automated system suggests the loan period, loan amount and interest rate against each Borrower’s profile, which is indicative of the Borrower’s capability to efficiently repay the loan. Lenders can make offers to fund borrower’s requirement which are accepted on first come first serve basis. Both borrowers and lenders can strike deals with multiple members. Thus, lenders can fund a portion of the total loan requirement of multiple borrowers and borrowers can seek to raise money from multiple lenders.
Once an agreement is reached between the borrower and the lender, a formal contract is signed by them. The loan amount is then transferred to the borrower’s account and the borrower makes periodic repayments via EMI over the stipulated time period.
Repayment can be done through an online, automated process and tracked via their unique account on IHFL provides a fair, transparent, technology-driven platform for the whole process to happen smoothly and quickly.


On Are you a self-employed or salaried individual trying to meet both ends? Have you given a thought about availing personal loans as an option? Whenever there is an unusual expense like child’s marriage, renovation of your home or furnishing, children’s higher education, family holiday, or any other dream to be turned into reality, make use of the personal loan option.


On The growth and sustainability of a business depend on the continuous inflow of funds. The funds might be required to expand the business or purchasing an equipment. The funds can be borrowed in the form of a loan from banks and other financial institutions. Business Loans are typically unsecured in nature which means no collateral or security is required to borrow a loan. Business Loan is a debt provided to the company or the self-employed professionals or business owners that are to be repaid along with the principal amount.


A Home Loan is a secured loan product where the lender provides finances for the purchase or construction of a residential/commercial property. One can also avail a housing loan to buy a plot of land and construct on it. Home Loans are also issued to extend/ repair/ renovate/ alter a new or second-hand property. The Home Loan is taken by a borrower against the property/security to be bought. This is done by giving the banker a conditional ownership over the property i.e. if the borrower fails to pay back the loan, the banker can retrieve the lent money by selling the property.


On Loan against property (LAP) is mainly a loan disbursed against the mortgage of your property. It is given as a certain percentage of the residential or commercial property’s market value which is usually around 40 to 60%. LAP belongs to the secured loan category under which the borrower needs to give his property as security.

Switch your Loans to IHFL and Save Big!

If you would like to inquire about a quote for Loan service please fill out the form on Contact page.

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+91 80818 80044